We're an FCRA-compliant establishment:

 

MWS Jude Frank Enterprises, Inc. will provide confirmation of employment and education histories, and confirm degrees, diplomas, certificates or licenses for the purpose of pre-employment screening only and only with the receipt of a dated release form signed by the applicant. The release must specifically authorize release of employment, education and license information and will be valid only for confirmation of activities previous to the date of the release signature.

MWS Jude Frank Enterprises, Inc. requires written confirmation from each "client" of compliance procedures regarding provisions for applicants to receive a copy of their background reports based on an individual request or as directed by state law.

MWS Jude Frank Enterprises, Inc. will confirm state and federal licenses only through the issuing agency and will report the time span purported by the agency encompassing the available records.

MWS Jude Frank Enterprises, Inc. will provide adverse information only from sources deemed reliable. MWS Jude Frank Enterprises will not prepare or furnish an investigative consumer report on an applicant that contains information that is adverse to the interest of the applicant and that is obtained through a personal interview with a neighbor, friend, or associate of the applicant or with another person with whom the applicant is acquainted or who has knowledge of such item of information, unless:


    (A) confirmation of the information, from an additional source that has independent and direct knowledge of the information has been attempted; or

    (B) the person interviewed is the best possible source of the information.

MWS Jude Frank Enterprises, Inc. will not provide information known to be incorrect as described in the Federal Fair Credit Reporting Act Section 623.

 

    (A) Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

    (B) Reporting information after notice and confirmation of errors. A person shall not furnish information relating to a consumer to any consumer reporting agency if:


        (i) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and


        (ii) the information is, in fact, inaccurate.

    (C) No address requirement. A person who clearly and conspicuously specifies to the consumer an address for notices referred to in subparagraph (B) shall not be subject to subparagraph (A); however, nothing in subparagraph (B) shall require a person to specify such an address.

    (D) Definition. For purposes of subparagraph (A), the term "reasonable cause to believe that the information is inaccurate" means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of the information.

        (2) Duty to correct and update information. A person who

    (A) regularly and in the ordinary course of business furnishes information to one or more consumer reporting agencies about the person's transactions or experiences with any consumer; and

    (B) has furnished to a consumer reporting agency information that the person determines is not complete or accurate, shall promptly notify the consumer reporting agency of that determination and provide to the agency any corrections to that information, or any additional information, that is necessary to make the information provided by the person to the agency complete and accurate, and shall not thereafter furnish to the agency any of the information that remains not complete or accurate.

 

MWS Jude Frank Enterprises, Inc. will provide expedited assistance, at no charge to the "client" or the applicant, for the resolution of disputed information. Resolution will include, when available and applicable, documentation confirming the disputed information.

 

MWS Jude Frank Enterprises, Inc. will not maintain or own an electronic data file of completed interviews. A copy of the completed interviews will be kept on file and available only to the original "client" or the applicant.